:root{--navy: #215067;--navy-700: #1a4155;--navy-100: #e4edf1;--gold: #d4823b;--gold-600: #a85f1f;--gold-100: #fbeee0;--bg: #f5f6f8;--card: #ffffff;--text: #1b1f24;--muted: #5b6472;--line: #e2e6ec;--ok: #1f7a4d;--warn: #9a6700;--warn-bg: #fff8e1;--danger: #b42318;--radius: 14px;--shadow: 0 1px 2px rgba(11, 31, 58, .06), 0 8px 24px rgba(11, 31, 58, .08);--font: "Inter", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif}*{box-sizing:border-box}html,body{margin:0;padding:0;background:var(--bg);color:var(--text);font-family:var(--font);font-size:16px;line-height:1.5;-webkit-font-smoothing:antialiased}body{min-height:100%}button,input,select{font:inherit}a{color:var(--navy-700)}h1,h2,h3{margin:0;line-height:1.25;color:var(--navy)}h1{font-size:1.5rem;font-weight:700}h2{font-size:1.15rem;font-weight:700}h3{font-size:1rem;font-weight:600}p{margin:0}.muted{color:var(--muted)}.small{font-size:.875rem}.xsmall{font-size:.78rem}.bold{font-weight:600}.gold{color:var(--gold-600)}.stack>*+*{margin-top:12px}.stack-lg>*+*{margin-top:20px}.shell{max-width:720px;margin:0 auto;padding:16px 16px 40px}.brand{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:4px 0 16px}.brand-link{display:inline-flex;line-height:0}.brand-img{height:40px;width:auto;display:block}@media(min-width:520px){.brand-img{height:46px}}.card{background:var(--card);border-radius:var(--radius);box-shadow:var(--shadow);padding:20px 18px}.card+.card{margin-top:16px}.hero{border-top:4px solid var(--gold)}.progress{display:flex;gap:6px;margin:0 0 16px}.progress i{flex:1;height:4px;border-radius:2px;background:var(--line)}.progress i.on{background:var(--gold)}.field{display:block}.field-label{display:block;font-weight:600;margin-bottom:6px;color:var(--navy)}.field-hint{display:block;margin-top:6px}.input-wrap{display:flex;align-items:center;border:1.5px solid var(--line);border-radius:10px;background:#fff;overflow:hidden}.input-wrap:focus-within{border-color:var(--navy-700);box-shadow:0 0 0 3px var(--navy-100)}.input-wrap input{flex:1;min-width:0;border:0;outline:0;padding:14px;font-size:1.25rem;font-weight:600;background:transparent;color:var(--text)}.input-wrap .suffix{padding:0 14px;color:var(--muted);font-weight:600}.input-wrap.sm input{font-size:1rem;font-weight:500;padding:11px 12px}.input-wrap.error{border-color:var(--danger)}.error-text{color:var(--danger);margin-top:6px}select.select{width:100%;padding:13px 14px;border:1.5px solid var(--line);border-radius:10px;background:#fff;color:var(--text);appearance:auto}select.select:focus{outline:0;border-color:var(--navy-700);box-shadow:0 0 0 3px var(--navy-100)}.choices{display:grid;grid-template-columns:1fr;gap:10px}@media(min-width:520px){.choices.two{grid-template-columns:1fr 1fr}}.choice{text-align:left;border:1.5px solid var(--line);background:#fff;border-radius:12px;padding:14px 14px 14px 44px;position:relative;cursor:pointer;transition:border-color .15s,background .15s}.choice:hover{border-color:var(--navy-700)}.choice.on{border-color:var(--navy);background:var(--navy-100)}.choice:before{content:"";position:absolute;left:14px;top:17px;width:18px;height:18px;border-radius:50%;border:2px solid var(--line);background:#fff}.choice.on:before{border-color:var(--navy);background:radial-gradient(circle,var(--navy) 45%,#fff 50%)}.choice .t{display:block;font-weight:600;color:var(--navy)}.choice .h{display:block;color:var(--muted);font-size:.85rem;margin-top:2px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:0;border-radius:10px;padding:14px 20px;font-weight:600;cursor:pointer;text-decoration:none;transition:filter .15s,transform .05s}.btn:active{transform:translateY(1px)}.btn:disabled{opacity:.55;cursor:not-allowed}.btn-primary{background:var(--navy);color:#fff}.btn-primary:hover{filter:brightness(1.15)}.btn-gold{background:var(--gold);color:#1b1f24}.btn-gold:hover{filter:brightness(1.05)}.btn-ghost{background:transparent;color:var(--navy-700);padding-left:8px;padding-right:8px}.btn-block{width:100%}.actions{display:flex;gap:10px;justify-content:space-between;align-items:center;margin-top:20px}.headline{text-align:center;padding:8px 0 4px}.headline .big{font-size:2.2rem;font-weight:800;color:var(--navy);letter-spacing:-.01em;line-height:1.1;margin:6px 0}.headline .sub{color:var(--muted)}.note{border-radius:10px;padding:10px 12px;font-size:.875rem}.note-warn{background:var(--warn-bg);color:var(--warn);border:1px solid #f3e2a8}.note-info{background:var(--navy-100);color:var(--navy-700)}.note-gold{background:var(--gold-100);color:var(--navy-700);border:1px solid #f1d3b3}.section-head{display:flex;align-items:baseline;justify-content:space-between;gap:12px}.section-total{font-weight:700;color:var(--navy);white-space:nowrap}.lines{list-style:none;margin:12px 0 0;padding:0;border-top:1px solid var(--line)}.line{display:grid;grid-template-columns:1fr auto;gap:4px 12px;padding:10px 0;border-bottom:1px solid var(--line);align-items:baseline}.line .lbl{font-weight:500}.line .amt{font-weight:600;color:var(--navy);text-align:right;white-space:nowrap}.line .meta{grid-column:1 / -1;color:var(--muted);font-size:.8rem}.line.dim .lbl,.line.dim .amt{color:var(--muted);font-weight:400}.tag{display:inline-block;font-size:.7rem;font-weight:600;padding:1px 7px;border-radius:999px;margin-left:6px;vertical-align:middle}.tag-todo{background:var(--gold-100);color:var(--gold-600)}.tag-official{background:#e3f3ea;color:var(--ok)}.tag-info{background:var(--navy-100);color:var(--navy-700)}.total-row{display:flex;justify-content:space-between;align-items:baseline;padding-top:12px;font-weight:700;color:var(--navy)}.total-row .r{font-size:1.1rem}.disclosure{background:none;border:0;color:var(--navy-700);font-weight:600;padding:8px 0;cursor:pointer;text-decoration:underline}.area-grid{display:grid;grid-template-columns:1fr;gap:10px;margin-top:12px}@media(min-width:520px){.area-grid{grid-template-columns:repeat(3,1fr)}}.area{border:1px solid var(--line);border-radius:12px;padding:12px}.area .m2{font-size:1.4rem;font-weight:800;color:var(--navy)}.area.main{border-color:var(--gold);background:var(--gold-100)}.lead-form .row{display:grid;gap:12px}@media(min-width:520px){.lead-form .row.two{grid-template-columns:1fr 1fr}}.checkbox{display:flex;gap:10px;align-items:flex-start;font-size:.875rem}.checkbox input{margin-top:3px;width:18px;height:18px;flex:none}.hp{position:absolute;left:-9999px;opacity:0;height:0;width:0}.footer{margin-top:24px;text-align:center}.spinner{display:inline-block;width:16px;height:16px;border:2px solid rgba(255,255,255,.4);border-top-color:#fff;border-radius:50%;animation:spin .8s linear infinite}@keyframes spin{to{transform:rotate(360deg)}}.chips{display:flex;flex-wrap:wrap;gap:8px}.chip{border:1.5px solid var(--line);border-radius:999px;padding:7px 13px;background:#fff;color:var(--text);font-size:.875rem;cursor:pointer;transition:border-color .15s,background .15s}.chip:hover{border-color:var(--navy)}.chip.on{border-color:var(--navy);background:var(--navy-100);color:var(--navy);font-weight:600}.breakdown{text-align:left;margin-top:8px}.breakdown .line:last-child{border-bottom:0}.breakdown .line:last-child .amt{color:var(--gold-600)}.gate{border:2px solid var(--gold)}.benefits{list-style:none;margin:12px 0 0;padding:0}.benefits li{position:relative;padding:5px 0 5px 26px;font-size:.92rem}.benefits li:before{content:"✓";position:absolute;left:2px;top:5px;color:var(--gold-600);font-weight:700}.code-row{display:flex;gap:8px;align-items:stretch}.code-row .code-input{flex:1;min-width:0}.code-input input{font-family:ui-monospace,SF Mono,Menlo,Consolas,monospace;letter-spacing:.22em;text-transform:uppercase;font-weight:700;font-size:1.1rem}.code-input input::placeholder{letter-spacing:.05em;font-weight:400;text-transform:none}.code-row .btn{padding:0 16px;white-space:nowrap}.locked-list{margin-top:0;border-top:0}.locked-list .line:last-child{border-bottom:0}.linklike{background:none;border:0;padding:0;color:var(--muted);text-decoration:underline;cursor:pointer;font-size:inherit}